Local-currency Stablecoins

Integrators go through an onboarding and compliance process before they can mint or redeem Twin stablecoins, which includes verification appropriate to a B2B financial infrastructure relationship. The compliance framework, once completed, is documented and designed to be auditable.

Twin's role is to provide this framework as part of the infrastructure, so integrators do not need to build a compliance layer of their own before going live.

This content is provided for information purposes only and does not constitute legal or regulatory advice.

Yes. Twin's stablecoins are currently live on Arbitrum, Ethereum, Base, Polygon, and BNB Chain, with additional networks planned as integrator demand grows.

As standard ERC-20 tokens, they are technically compatible with any EVM-compatible network where they are deployed, which supports integrators operating across more than one chain.

This document is for informational purposes only. Twin's stablecoins are payment instruments, not investment products.

Yes. Twin stablecoins are standard ERC-20 tokens compatible with multisig infrastructure such as Safe, which many institutional integrators use to manage treasury operations and approval workflows.

Any use of third-party wallet infrastructure is at the integrator's own discretion. Twin does not sponsor, guarantee, or control third-party protocols or tooling.

This document is for informational purposes only. Twin's stablecoins are payment instruments, not investment products.

Price oracles supply verified, real-time price data that smart contracts and integrators rely on for operations such as swaps and valuations involving Twin stablecoins. Twin's infrastructure integrates with DIA Oracles for this purpose.

Accurate oracle data matters especially for local currency tokens, since it lets integrators reference reliable pricing without depending on a single centralized source.

This content is provided for information purposes only and does not constitute financial advice.

No. Twin operates as B2B infrastructure. Individuals access Twin stablecoins through integrated platforms, such as Belo, that offer them to end users within their own products.

Twin App, available at app.twin.finance, is the exception: it lets any wallet holder swap, disperse, or migrate supported tokens without registration, but it is a toolkit for onchain operations, not a direct purchase channel from Twin.

This document is for informational purposes only. Twin's stablecoins are payment instruments, not investment products.

Minting and redemption are B2B operations, available to authorized integrators such as exchanges, wallets, and fintechs that have completed Twin's onboarding and compliance process. Individual end users do not mint or redeem tokens directly with Twin.

This structure keeps issuance and redemption within a controlled, auditable process while still allowing end users to access Twin stablecoins through the platforms that integrate them, such as Belo.

This document is for informational purposes only. Twin's stablecoins are payment instruments, not investment products.

Twin's infrastructure is designed to extend to additional local currencies beyond the seven markets currently live: Argentina, Brazil, Colombia, Mexico, Chile, Bolivia, and Peru. Adding a new reference currency depends on the availability of suitable reserve assets and applicable regulatory conditions in that market.

Integrators interested in a currency not yet covered can reach out through twin.finance/contact to discuss market fit.

This content is provided for information purposes only and does not constitute a commitment to launch any specific token.

PERt is the Peruvian sol stablecoin issued by Twin. It maintains parity with the PEN and is backed by regulated low-risk liquid reserve assets, allowing platforms operating in Peru to settle onchain without converting to US dollars.

This document is for informational purposes only. Twin's stablecoins are payment instruments, not investment products.

BOLt is the Bolivian boliviano stablecoin issued by Twin. It maintains parity with the BOB and functions as a payment and settlement layer for local currency transactions within blockchain-based financial systems.

This document is for informational purposes only. Twin's stablecoins are payment instruments, not investment products.

CHLt is the Chilean peso stablecoin issued by Twin. It maintains parity with the CLP and is built on the same fully backed, auditable reserve infrastructure as Twin's other local currency stablecoins, giving platforms operating in Chile a settlement layer that does not require USD conversion.

This document is for informational purposes only. Twin's stablecoins are payment instruments, not investment products.

Every Twin stablecoin in circulation is backed by reserve assets of equal or greater value, denominated in the reference currency of that token. Reserve assets may include cash balances, short-term sovereign securities, and regulated low-risk liquid assets.

This document is for informational purposes only. Twin's stablecoins are payment instruments, not investment products, and are not guaranteed by any government. See reserve attestations at twin.finance.

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MEXt is the Mexican peso stablecoin issued by Twin. It maintains parity with the MXN and is built on the same fully-backed, auditable reserve infrastructure as our other local currency stablecoins. MEXt provides a settlement layer for platforms operating in Mexico that want to transact onchain without USD conversion.

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This document is for informational purposes only. Twin's stablecoins are payment instruments, not investment products.

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COLt es la stablecoin del peso colombiano emitida por Twin. Mantiene paridad con el COP y funciona como capa de pago y liquidación para transacciones en moneda local dentro de sistemas financieros basados en blockchain. COLt forma parte de nuestra infraestructura multimoneda, diseñada para exchanges, wallets y fintechs que operan en el mercado colombiano.

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Este documento es solo informativo. Las stablecoins de Twin son instrumentos de pago, no productos de inversión.

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A local currency stablecoin is a digital token whose value is pegged to a specific national currency, such as the Argentine peso or Brazilian real, and backed by real assets of equivalent or greater value.

Most stablecoin activity today happens in USD denominated instruments. That works well for dollar-denominated transactions, but it introduces friction for platforms, businesses, and users operating in local currency. Contracts, payroll, supplier payments, and retail transfers in pesos do not need to route through the dollar.

A local currency stablecoin allows those transactions to happen onchain, in the native unit of account, without currency conversion at every step.

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This document is for informational purposes only and does not constitute an offer to sell or a solicitation to acquire any financial instrument. Twin's stablecoins are payment instruments, not investment products.

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Twin stablecoins are issued by Twin Finance S.A.S., a legal entity organized and regulated under the laws of the Oriental Republic of Uruguay. Learn more at twin.finance/stablecoins.

Twin stablecoins are standard ERC-20 tokens technically compatible with EVM-compatible networks. Any use in third-party protocols is at the user's own discretion and risk. Twin does not sponsor, guarantee, or control any third-party protocol. Participation may involve smart contract risk, liquidity risk, and regulatory considerations that vary by jurisdiction.

Twin stablecoins are available for integration by exchanges, wallets, fintechs, and payment platforms. To get started, reach out to our team at twin.finance/contact.

No. Twin stablecoins are payment instruments. They do not generate interest, yield, or returns of any kind for holders. Some independent integrators may, at their sole discretion, offer programs within their own platforms. Any such programs are solely the responsibility of the integrator and are not endorsed, guaranteed, or facilitated by Twin.

A digital payment instrument issued by Twin, backed at a ratio equal to or greater than 1:1 by high-quality liquid assets denominated in the local reference currency. Twin stablecoins are not investment products and do not generate yield for holders.

BRAt is the Brazilian real stablecoin issued by Twin. It maintains a 1:1 parity with the Brazilian real (BRL) and functions as a payment and settlement layer for local currency transactions within blockchain-based financial systems.

ARGt is the Argentine peso stablecoin issued by Twin. It maintains parity with the ARS and is backed by reserve assets consisting of cash balances, short-term sovereign securities, and regulated low-risk liquid assets.

ARGt is the first live proof of Twin's infrastructure in production, currently distributed through integrators like Belo and technically compatible with DeFi protocols on EVM-compatible networks.

*This document is for informational purposes only and does not constitute an offer to sell or a solicitation to acquire any financial instrument. Twin's stablecoins are payment instruments, not investment products, and are not guaranteed by any government. See redemption policy and reserve attestations at twin.finance

A fully-backed local stablecoin is a digital token pegged 1:1 to a local currency, where every token in circulation is backed by real, auditable assets of equal or greater value.

Twin's stablecoins can be backed by cash balances, short-term sovereign securities, and regulated low-risk liquid assets.

*This document is for informational purposes only and does not constitute an offer to sell or a solicitation to acquire any financial instrument. Twin's stablecoins are payment instruments, not investment products, and are not guaranteed by any government. See redemption policy and reserve attestations at twin.finance