Everything you
need to know

Yes. Twin's infrastructure is designed for multi-market deployment, and an integrator can access multiple local currency stablecoins, such as ARGt, BRAt, and COLt, through the same underlying integration rather than negotiating a separate agreement per market.

This is part of why Twin frames its offering as infrastructure rather than a single-currency product: integrators build once and expand across markets as they grow.

This content is provided for information purposes only and does not constitute a commercial commitment specific to any integrator.

Reserve attestations and proof of reserves data are published on Twin's Transparency page at twin.finance/transparency. Institutional integrators can also access more detailed reserve data as part of the integration process.

This documentation is designed to allow independent verification of the assets backing each Twin stablecoin.

This document is for informational purposes only. Twin's stablecoins are payment instruments, not investment products.

Twin publishes reserve data on a recurring basis as part of its transparency framework, so that institutional integrators can independently verify that reserve assets meet or exceed circulating supply for each stablecoin.

Current reserve attestations and reporting are available at twin.finance/transparency.

This document is for informational purposes only and does not constitute an offer to sell or a solicitation to acquire any financial instrument. Twin's stablecoins are payment instruments, not investment products, and are not guaranteed by any government.

Integrators go through an onboarding and compliance process before they can mint or redeem Twin stablecoins, which includes verification appropriate to a B2B financial infrastructure relationship. The compliance framework, once completed, is documented and designed to be auditable.

Twin's role is to provide this framework as part of the infrastructure, so integrators do not need to build a compliance layer of their own before going live.

This content is provided for information purposes only and does not constitute legal or regulatory advice.

Yes. Twin's stablecoins are currently live on Arbitrum, Ethereum, Base, Polygon, and BNB Chain, with additional networks planned as integrator demand grows.

As standard ERC-20 tokens, they are technically compatible with any EVM-compatible network where they are deployed, which supports integrators operating across more than one chain.

This document is for informational purposes only. Twin's stablecoins are payment instruments, not investment products.

Yes. Twin stablecoins are standard ERC-20 tokens compatible with multisig infrastructure such as Safe, which many institutional integrators use to manage treasury operations and approval workflows.

Any use of third-party wallet infrastructure is at the integrator's own discretion. Twin does not sponsor, guarantee, or control third-party protocols or tooling.

This document is for informational purposes only. Twin's stablecoins are payment instruments, not investment products.

Price oracles supply verified, real-time price data that smart contracts and integrators rely on for operations such as swaps and valuations involving Twin stablecoins. Twin's infrastructure integrates with DIA Oracles for this purpose.

Accurate oracle data matters especially for local currency tokens, since it lets integrators reference reliable pricing without depending on a single centralized source.

This content is provided for information purposes only and does not constitute financial advice.

No. Twin operates as B2B infrastructure. Individuals access Twin stablecoins through integrated platforms, such as Belo, that offer them to end users within their own products.

Twin App, available at app.twin.finance, is the exception: it lets any wallet holder swap, disperse, or migrate supported tokens without registration, but it is a toolkit for onchain operations, not a direct purchase channel from Twin.

This document is for informational purposes only. Twin's stablecoins are payment instruments, not investment products.

Minting and redemption are B2B operations, available to authorized integrators such as exchanges, wallets, and fintechs that have completed Twin's onboarding and compliance process. Individual end users do not mint or redeem tokens directly with Twin.

This structure keeps issuance and redemption within a controlled, auditable process while still allowing end users to access Twin stablecoins through the platforms that integrate them, such as Belo.

This document is for informational purposes only. Twin's stablecoins are payment instruments, not investment products.

Twin's infrastructure is designed to extend to additional local currencies beyond the seven markets currently live: Argentina, Brazil, Colombia, Mexico, Chile, Bolivia, and Peru. Adding a new reference currency depends on the availability of suitable reserve assets and applicable regulatory conditions in that market.

Integrators interested in a currency not yet covered can reach out through twin.finance/contact to discuss market fit.

This content is provided for information purposes only and does not constitute a commitment to launch any specific token.

PERt is the Peruvian sol stablecoin issued by Twin. It maintains parity with the PEN and is backed by regulated low-risk liquid reserve assets, allowing platforms operating in Peru to settle onchain without converting to US dollars.

This document is for informational purposes only. Twin's stablecoins are payment instruments, not investment products.

BOLt is the Bolivian boliviano stablecoin issued by Twin. It maintains parity with the BOB and functions as a payment and settlement layer for local currency transactions within blockchain-based financial systems.

This document is for informational purposes only. Twin's stablecoins are payment instruments, not investment products.

CHLt is the Chilean peso stablecoin issued by Twin. It maintains parity with the CLP and is built on the same fully backed, auditable reserve infrastructure as Twin's other local currency stablecoins, giving platforms operating in Chile a settlement layer that does not require USD conversion.

This document is for informational purposes only. Twin's stablecoins are payment instruments, not investment products.

Integration timelines depend on the platform's existing architecture and the specific functionality being integrated, such as payments, settlement, or tokenized asset distribution.

Because Twin handles the compliance framework, custody arrangements, and reserve administration, most of what a partner needs to build is the connection to Twin's documented APIs rather than the underlying infrastructure itself. To get a timeline specific to your platform, reach out through twin.finance/contact.

This content is provided for information purposes only and does not constitute a service level commitment.

White label stablecoin infrastructure lets a platform offer local currency stablecoin functionality, such as payments, transfers, and settlement, under its own brand, while the issuance, backing, and compliance framework are handled by an infrastructure provider.

Twin's role is to operate that underlying layer. Exchanges, wallets, and fintechs integrate Twin's documented APIs and offer stablecoin payments and settlement to their own users without building custody, reserve administration, or a regulatory framework from scratch.

This content is provided for information purposes only and does not constitute financial advice.

A CBDC is issued and controlled directly by a central bank, such as Brazil's Real Digital project. A private local currency stablecoin is issued by a regulated private entity, backed by liquid reserve assets, and designed to be integrated by exchanges, wallets, and fintechs rather than distributed directly by the state.

Private local currency stablecoins can typically move faster on integration timelines and technical flexibility than CBDC pilots, while still operating within an applicable regulatory framework. Twin's stablecoins fall into this second category.

This content is provided for information purposes only and does not constitute legal or financial advice.

The GENIUS Act is US federal legislation that established the first comprehensive standard for payment stablecoin issuers in the United States, covering reserve requirements, redemption rights, and issuer oversight.

While the GENIUS Act applies to US-regulated issuers, it is shaping how regulators and institutional counterparties across Latin America evaluate stablecoin infrastructure more broadly. Twin monitors regulatory developments including the GENIUS Act and treats compliance as infrastructure that is documented, auditable, and designed to evolve with the regulatory environment.

This content is provided for information purposes only and does not constitute legal or regulatory advice.

Onchain settlement removes several intermediaries that traditional cross-border and local payment rails depend on, such as correspondent banks and clearinghouses, which lowers transaction costs and settlement time.

For platforms operating in Latin America, settling in a local currency stablecoin instead of routing through the US dollar also removes an unnecessary conversion step. Twin's local currency stablecoins let integrators settle directly in the reference currency their users transact in, 24/7, without depending on banking hours.

This content is provided for information purposes only and does not constitute financial advice.

An institutional stablecoin infrastructure provider is a company that issues, backs, and operates the technical and regulatory rails behind local currency stablecoins, so that exchanges, wallets, and fintechs can offer onchain payments without building issuance, custody, and compliance from scratch.

Rather than distributing a token to end users directly, an infrastructure provider like Twin focuses on the layer that integrators plug into: reserve management, smart contract architecture, documented APIs, and a regulatory framework that partners inherit when they integrate.

This content is provided for information purposes only and does not constitute financial advice.

Fully-backed stablecoin infrastructure is a system in which every token in circulation is backed by reserve assets of equal or greater value, held under professional custody and subject to independent verification.

Reserve assets may include cash balances, short-term sovereign securities, local-currency denominated stablecoins, and other regulated low-risk liquid instruments. The backing composition varies by token and is designed to reflect the liquidity and risk profile of each reference currency.

For integrators, fully-backed infrastructure means the tokens they distribute carry a verifiable claim on real assets, not an algorithmic mechanism or a promise.

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This content is provided for information purposes only and does not constitute financial advice.

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Onchain finance refers to financial activity, payments, transfers, settlement, and investment, that takes place directly on a blockchain network, without relying on traditional intermediaries such as correspondent banks or clearinghouses.

In Latin America, onchain finance is particularly relevant because the region combines high mobile penetration, significant underbanked populations, and persistent friction in cross-border payments and local currency settlement. Blockchain infrastructure allows platforms to offer 24/7 payment rails, programmable settlement, and access to global financial instruments in a single integration layer.

Twin builds the infrastructure that makes this possible: fully-backed local stablecoins for payments and settlement, and tokenized access to global investments.

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This content is provided for information purposes only and does not constitute financial advice.

Most onchain financial activity today happens in US dollar-denominated instruments. That works for dollar-denominated transactions, but Latin America's financial markets operate in local currencies: pesos, reals, soles. Routing local currency activity through the dollar adds conversion costs, introduces FX exposure, and creates friction at every step.

Local currency stablecoin infrastructure allows platforms to settle transactions in the native unit of account of each market, operate 24/7 without depending on banking hours, and access compliant payment rails without building the custody and regulatory framework from scratch.
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This content is provided for information purposes only and does not constitute financial advice.

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Blockchain infrastructure for LATAM financial markets refers to the technical and regulatory rails that enable financial platforms to issue, transfer, and settle value onchain, using local currencies and compliant instruments rather than dollar-denominated proxies.

This infrastructure includes stablecoin issuance backed by local-currency assets, tokenized access to global investment instruments, and the APIs and smart contract architecture that exchanges, wallets, and fintechs integrate to build onchain financial products.

Twin builds this infrastructure across emerging markets, with live stablecoins covering Argentina, Brazil, Colombia, Mexico, Chile, Bolivia, and Peru.

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This content is provided for information purposes only and does not constitute financial advice.

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Latin American stablecoins are digital tokens pegged to the value of a local currency, such as the Argentine peso, Brazilian real, Colombian peso, or Mexican peso, and backed by real assets of equivalent or greater value.

Unlike US dollar stablecoins, which require a currency conversion step for any transaction denominated in local currency, Latin American stablecoins allow platforms, businesses, and users to transact onchain in the native unit of account of each market.

Twin issues fully-backed stablecoins across Latin America, providing payment and settlement infrastructure for exchanges, wallets, fintechs, and financial institutions operating in the region.

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This content is provided for information purposes only and does not constitute financial advice.

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twin.finance is our institutional website. It covers our infrastructure, products, regulatory framework, and integration options for exchanges, wallets, fintechs, and asset managers.

Twin App is our onchain toolkit for end users, available at app.twin.finance. It brings together three core operations: Swap (exchange Twin tokens for USDC), Disperse (send payments to multiple wallets in a single transaction), and Migration (convert nARS or snARS to ARGt at a 1:1 rate). No registration required: just connect a wallet on Base or Polygon.

In short, twin.finance is where you learn about and integrate our infrastructure. Twin App is our onchain toolkit for end users.

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Yes. Our infrastructure is designed for multi-market deployment. Our stablecoin and tokenization rails support integrators across the world, with live tokens covering Argentina, Brazil, Colombia, Mexico, Chile, Bolivia, and Peru. To get started, reach out here.

Our stablecoins are issued by Twin Finance S.A.S., organized and regulated under the laws of Uruguay. We operate in alignment with applicable regulations in each market where we are active, and we monitor regulatory developments across Latin America and globally, including the GENIUS Act framework in the United States, which established the first comprehensive federal standard for payment stablecoin issuers.

We approach regulatory compliance as infrastructure, not as an afterthought. Integrators adding our stablecoins inherit a compliance framework that is documented, auditable, and designed to evolve with the regulatory environment.

This content is provided for information purposes only and does not constitute legal or regulatory advice.

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Every Twin stablecoin in circulation is backed by reserve assets of equal or greater value, denominated in the reference currency of that token. Reserve assets may include cash balances, short-term sovereign securities, and regulated low-risk liquid assets.

This document is for informational purposes only. Twin's stablecoins are payment instruments, not investment products, and are not guaranteed by any government. See reserve attestations at twin.finance.

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USDT and USDC are US dollar-pegged stablecoins. They are valuable settlement tools for dollar denominated transactions, but they introduce a currency conversion step for any transaction ultimately denominated in Argentine pesos, Brazilian reals, Colombian pesos, or any other local currency.

Our stablecoins are pegged to local currencies. A fintech processing peso payments can settle onchain in pesos, without converting to dollars and back. The result is fewer intermediaries, lower conversion costs, and a payment rail that matches the actual unit of account used by the end user.

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This document is for informational purposes only. Twin's stablecoins are payment instruments, not investment products.

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MEXt is the Mexican peso stablecoin issued by Twin. It maintains parity with the MXN and is built on the same fully-backed, auditable reserve infrastructure as our other local currency stablecoins. MEXt provides a settlement layer for platforms operating in Mexico that want to transact onchain without USD conversion.

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This document is for informational purposes only. Twin's stablecoins are payment instruments, not investment products.

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COLt es la stablecoin del peso colombiano emitida por Twin. Mantiene paridad con el COP y funciona como capa de pago y liquidación para transacciones en moneda local dentro de sistemas financieros basados en blockchain. COLt forma parte de nuestra infraestructura multimoneda, diseñada para exchanges, wallets y fintechs que operan en el mercado colombiano.

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Este documento es solo informativo. Las stablecoins de Twin son instrumentos de pago, no productos de inversión.

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A local currency stablecoin is a digital token whose value is pegged to a specific national currency, such as the Argentine peso or Brazilian real, and backed by real assets of equivalent or greater value.

Most stablecoin activity today happens in USD denominated instruments. That works well for dollar-denominated transactions, but it introduces friction for platforms, businesses, and users operating in local currency. Contracts, payroll, supplier payments, and retail transfers in pesos do not need to route through the dollar.

A local currency stablecoin allows those transactions to happen onchain, in the native unit of account, without currency conversion at every step.

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This document is for informational purposes only and does not constitute an offer to sell or a solicitation to acquire any financial instrument. Twin's stablecoins are payment instruments, not investment products.

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The "t" stands for "twin." Each token name combines the ISO country code of the reference currency with our brand identifier: ARGt for Argentine peso, BRAt for Brazilian real, COLt for Colombian peso, MEXt for Mexican peso, CHLt for Chilean peso, BOLt for Bolivian boliviano, and PERt for Peruvian sol.

The naming convention signals both the currency peg and the issuer, making our tokens identifiable across any platform or protocol that lists them.

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Most stablecoin issuers focus on a single currency, typically the US dollar. We build fully-backed stablecoins denominated in local currencies across Latin America: the Argentine peso, Brazilian real, Colombian peso, Mexican peso, Chilean peso, Bolivian boliviano, Peruvian sol and more.

Our infrastructure is designed to be integrated by exchanges, wallets, and fintechs as a compliance-ready payment layer.

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This content is provided for information purposes only and does not constitute investment advice. Twin's stablecoins are payment instruments, not investment products.

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Migration is for users who hold nARS or snARS, issued by Num Finance. It allows you to unstake snARS, receive nARS, and swap to ARGt at a 1:1 rate with no slippage and no fee. Migration is open until July 30, 2026. If you hold legacy Num Finance tokens, you must complete the migration before that date to preserve the full value of your holdings.

Twin App is live on Base and Polygon.

Twin App is our onchain toolkit for emerging markets. It brings together three core operations: Swap (exchange Twin tokens for USDC), Disperse (send payments to multiple wallets in a single transaction), and Migration (convert nARS or snARS to ARGt at a 1:1 rate). Available at app.twin.finance, no registration required: just connect a wallet on Base or Polygon and start using it.

Twin stablecoins are issued by Twin Finance S.A.S., a legal entity organized and regulated under the laws of the Oriental Republic of Uruguay. Learn more at twin.finance/stablecoins.

Twin stablecoins are standard ERC-20 tokens technically compatible with EVM-compatible networks. Any use in third-party protocols is at the user's own discretion and risk. Twin does not sponsor, guarantee, or control any third-party protocol. Participation may involve smart contract risk, liquidity risk, and regulatory considerations that vary by jurisdiction.

Twin stablecoins are available for integration by exchanges, wallets, fintechs, and payment platforms. To get started, reach out to our team at twin.finance/contact.

No. Twin stablecoins are payment instruments. They do not generate interest, yield, or returns of any kind for holders. Some independent integrators may, at their sole discretion, offer programs within their own platforms. Any such programs are solely the responsibility of the integrator and are not endorsed, guaranteed, or facilitated by Twin.

A digital payment instrument issued by Twin, backed at a ratio equal to or greater than 1:1 by high-quality liquid assets denominated in the local reference currency. Twin stablecoins are not investment products and do not generate yield for holders.

BRAt is the Brazilian real stablecoin issued by Twin. It maintains a 1:1 parity with the Brazilian real (BRL) and functions as a payment and settlement layer for local currency transactions within blockchain-based financial systems.

Twin provides documented APIs and technical support for platforms that want to integrate local stablecoin payments and settlement, or tokenized asset distribution.

The integration process is designed to minimize what a partner needs to build independently. The compliance framework, custody arrangements, and reserve administration are handled by Twin. Partners connect through APIs to access the functionality.

For integration requests, please complete this contact form.

The legal structure of Twin separates the issuer from the underlying assets. If Twin faces operational difficulties, the assets backing the tokens continue to exist independently.

This structural separation is a core design principle, and a key reason why the legal framework and custody arrangement matter as much as the technology.

*This content is provided for information purposes only. It does not constitute investment advice, nor does it offer or provide investment advisory services. Nothing in this content constitutes an offer to sell, or any solicitation of an offer to buy, any assets. Nothing in this content constitutes legal, tax or financial advice. No reliance may be placed for any purpose on the information contained in these materials or its accuracy or completeness

Twin's reserves are structured to be auditable by third parties. The assets backing stablecoins like ARGt can be: cash balances, short-term sovereign securities, and regulated low-risk liquid assets.

Institutional integrators can access reserve data as part of the integration process. The reserve structure and documentation are designed to allow independent verification of the assets backing the tokens.

*This document is for informational purposes only and does not constitute an offer to sell or a solicitation to acquire any financial instrument. Twin's stablecoins are payment instruments, not investment products, and are not guaranteed by any government. See redemption policy and reserve attestations at twin.finance

Twin approaches trust through verifiable infrastructure:

• Verifiable reserves: every token issued has auditable backing.
• Institutional-grade custody: assets are held under professional custody arrangements with documented controls.
• Regulatory alignment: Twin operates under a BMA License (Bermuda Monetary Authority), one of the reference licenses for digital asset issuers globally, and works actively with regulators in each market where it operates.

*This content is provided for information purposes only. It does not constitute investment advice, nor does it offer or provide investment advisory services. Nothing in this content constitutes an offer to sell, or any solicitation of an offer to buy, any assets. Nothing in this content constitutes legal, tax or financial advice. No reliance may be placed for any purpose on the information contained in these materials or its accuracy or completeness

It's already happening at an institutional scale. BlackRock, Franklin Templeton, and Fidelity have tokenized products in production. The global RWA tokenized market is projected to exceed USD 16 trillion by 2030 (Boston Consulting Group). SVB's 2026 Outlook Report identifies tokenization as one of the core pillars moving crypto from experimentation to production infrastructure.

Twin builds infrastructure that enables these instruments to be issued and distributed through blockchain-based systems.

*This content is provided for information purposes only. It does not constitute investment advice, nor does it offer or provide investment advisory services. Nothing in this content constitutes an offer to sell, or any solicitation of an offer to buy, any assets. Nothing in this content constitutes legal, tax or financial advice. No reliance may be placed for any purpose on the information contained in these materials or its accuracy or completeness

The Bermuda Monetary Authority (BMA) License is a recognized regulatory framework for digital asset businesses. It provides regulatory oversight for real-world asset tokenization activities, offering integrators clarity and confidence in the underlying infrastructure.

*This content is provided for information purposes only. It does not constitute investment advice, nor does it offer or provide investment advisory services. Nothing in this content constitutes an offer to sell, or any solicitation of an offer to buy, any assets. Nothing in this content constitutes legal, tax or financial advice. No reliance may be placed for any purpose on the information contained in these materials or its accuracy or completeness

Twin's tokenization investment infrastructure focuses on global investment-grade assets such as U.S. Treasury bills (T-bills), global money market funds, ETFs tracking indices like the S&P 500, and international fixed income.

Twin Tokens are offered by Twin Finance Bermuda Ltd., a Segregated Account Company incorporated under the laws of Bermuda, with registration number 202403211, that holds a Class M Digital Asset Business issued by the Bermuda Monetary Authority.

*This content is provided for information purposes only. It does not constitute investment advice, nor does it offer or provide investment advisory services. Nothing in this content constitutes an offer to sell, or any solicitation of an offer to buy, any assets. Nothing in this content constitutes legal, tax or financial advice. No reliance may be placed for any purpose on the information contained in these materials or its accuracy or completeness

Twin tokens are tokenized representations of traditional financial assets, issued by Twin Finance Bermuda Ltd., a segregated accounts company incorporated under the laws of Bermuda, operating under a Class M Digital Asset Business License issued by the Bermuda Monetary Authority. Twin Tokens are distinct from Twin's payment stablecoins and may constitute securities under applicable law. Consult your legal and financial advisor before acquiring them.

Twin issues these tokens under its regulatory framework, creating compliant onchain representations of global investment assets. Financial platforms can integrate Twin Tokens to offer access to global markets through blockchain-based infrastructure.

*This content is provided for information purposes only. It does not constitute investment advice, nor does it offer or provide investment advisory services. Nothing in this content constitutes an offer to sell, or any solicitation of an offer to buy, any assets. Nothing in this content constitutes legal, tax or financial advice. No reliance may be placed for any purpose on the information contained in these materials or its accuracy or completeness

Institutional-grade means the infrastructure is built to the standards that regulated financial entities require: verifiable reserves with third-party auditability, compliance frameworks aligned with applicable regulations, and documented APIs with enterprise-level reliability.

It means a bank, exchange, or asset manager can rely on Twin's rails without reputational or operational risk.

*This content is provided for information purposes only. It does not constitute investment advice, nor does it offer or provide investment advisory services. Nothing in this content constitutes an offer to sell, or any solicitation of an offer to buy, any assets. Nothing in this content constitutes legal, tax or financial advice. No reliance may be placed for any purpose on the information contained in these materials or its accuracy or completeness

A platform working with Twin can:

• Integrate local stablecoins directly.
• Enable 24/7 payments and transfers in local currency without depending on banking hours.
• Settle cross-currency flows on-chain with fewer intermediaries.
• Access documented APIs and technical support to integrate without building the compliance and custody layer from scratch.

*This content is provided for information purposes only. It does not constitute investment advice, nor does it offer or provide investment advisory services. Nothing in this content constitutes an offer to sell, or any solicitation of an offer to buy, any assets. Nothing in this content constitutes legal, tax or financial advice. No reliance may be placed for any purpose on the information contained in these materials or its accuracy or completeness.

Most on-chain financial activity happens in USD-denominated stablecoins, which introduces FX friction for every transaction denominated in local currency. Contracts, payroll, supplier payments, and retail transactions in pesos don't need to route through the dollar.

ARGt provides a local settlement layer on-chain, removing conversion steps, reducing costs, and allowing platforms to operate in local currency with the efficiency of blockchain infrastructure.

*This document is for informational purposes only and does not constitute an offer to sell or a solicitation to acquire any financial instrument. Twin's stablecoins are payment instruments, not investment products, and are not guaranteed by any government. See redemption policy and reserve attestations at twin.finance.

ARGt is the Argentine peso stablecoin issued by Twin. It maintains parity with the ARS and is backed by reserve assets consisting of cash balances, short-term sovereign securities, and regulated low-risk liquid assets.

ARGt is the first live proof of Twin's infrastructure in production, currently distributed through integrators like Belo and technically compatible with DeFi protocols on EVM-compatible networks.

*This document is for informational purposes only and does not constitute an offer to sell or a solicitation to acquire any financial instrument. Twin's stablecoins are payment instruments, not investment products, and are not guaranteed by any government. See redemption policy and reserve attestations at twin.finance

A fully-backed local stablecoin is a digital token pegged 1:1 to a local currency, where every token in circulation is backed by real, auditable assets of equal or greater value.

Twin's stablecoins can be backed by cash balances, short-term sovereign securities, and regulated low-risk liquid assets.

*This document is for informational purposes only and does not constitute an offer to sell or a solicitation to acquire any financial instrument. Twin's stablecoins are payment instruments, not investment products, and are not guaranteed by any government. See redemption policy and reserve attestations at twin.finance

Twin builds infrastructure across emerging markets, enabling local currency stablecoins and tokenized access to global investments.

The first live use case came from Argentina: ARGt, the Argentine peso stablecoin, is in production and available through integrators like Belo, with expansion to decentralized markets coming soon.

*This document is for informational purposes only and does not constitute an offer to sell or a solicitation to acquire any financial instrument. Twin's stablecoins are payment instruments, not investment products, and are not guaranteed by any government. See redemption policy and reserve attestations at twin.finance

Three types of users work with Twin:

• Exchanges, wallets, and fintechs: that want to integrate fully-backed local stablecoins for payments and settlement, and offer access to tokenized global investment assets within their platforms.
• Asset managers and distributors: that want to access global investment exposure through tokenized instruments and distribute them through financial platforms.
• Crypto-native protocols and DeFi users: seeking infrastructure to transact in local currency within decentralized markets.

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*This content is provided for information purposes only. It does not constitute investment advice, nor does it offer or provide investment advisory services. Nothing in this content constitutes an offer to sell, or any solicitation of an offer to buy, any assets. Nothing in this content constitutes legal, tax or financial advice. No reliance may be placed for any purpose on the information contained in these materials or its accuracy or completeness

Twin connects emerging local financial markets with the openness of decentralized infrastructure through compliant stablecoin issuance and asset tokenization rails.

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*This content is provided for information purposes only. It does not constitute investment advice, nor does it offer or provide investment advisory services. Nothing in this content constitutes an offer to sell, or any solicitation of an offer to buy, any assets. Nothing in this content constitutes legal, tax or financial advice. No reliance may be placed for any purpose on the information contained in these materials or its accuracy or completeness

Twin is institutional-grade infrastructure for the on-chain financial system. We build two core products:

• Fully-backed local stablecoins for payments and settlement.
• Tokenized access to global investments.

Twin provides the rails that exchanges, wallets, fintechs, and asset managers build on and integrate.

*This content is provided for information purposes only. It does not constitute investment advice, nor does it offer or provide investment advisory services. Nothing in this content constitutes an offer to sell, or any solicitation of an offer to buy, any assets. Nothing in this content constitutes legal, tax or financial advice. No reliance may be placed for any purpose on the information contained in these materials or its accuracy or completeness

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